Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$182,658	$182,658	$279,000
Remaining term (yrs)	23.8	23.8	30.0
Secondary amount	$0	$96,342	$0
Funding fee	$0	$0	$0
Note rate	3.130%	3.130%	7.400%
Blended rate	3.980%	5.713%	7.640%
1st payment	$904.90	$904.90	$1,931.74
2nd payment	$0.00	$722.56	$0.00
Taxes / mo	$87.25	$87.25	$87.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$149.53	$149.53	$55.80
HOA / mo	$460.00	$460.00	$460.00
Total monthly	$1,751.68	$2,474.24	$2,684.79
Cash to close	$127,342	$31,000	$31,000