Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$339,089	$339,089	$373,500
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$34,411	$0
Funding fee	$0	$0	$0
Note rate	3.550%	3.550%	7.400%
Blended rate	4.400%	4.824%	7.640%
1st payment	$1,685.89	$1,685.89	$2,586.04
2nd payment	$0.00	$258.08	$0.00
Taxes / mo	$451.67	$451.67	$451.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$264.29	$264.29	$74.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,551.85	$2,809.94	$3,262.41
Cash to close	$75,911	$41,500	$41,500