Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$443,173$443,173$471,600
Remaining term (yrs)26.826.830.0
Secondary amount$0$28,427$0
Funding fee$0$0$0
Note rate6.710%6.710%7.400%
Blended rate7.260%7.365%7.640%
1st payment$2,968.18$2,968.18$3,265.26
2nd payment$0.00$213.20$0.00
Taxes / mo$449.33$449.33$449.33
Insurance / mo$166.67$166.67$166.67
MI / mo$210.61$210.61$94.32
HOA / mo$65.00$65.00$65.00
Total monthly$3,859.80$4,073.00$4,040.58
Cash to close$80,827$52,400$52,400