Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$440,886$440,886$985,500
Remaining term (yrs)25.825.830.0
Secondary amount$0$544,614$0
Funding fee$2,204$2,204$0
Note rate5.810%5.810%7.400%
Blended rate5.810%6.882%7.640%
1st payment$2,746.05$2,746.05$6,823.40
2nd payment$0.00$3,517.30$0.00
Taxes / mo$912.50$912.50$912.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$197.10
HOA / mo$0.00$0.00$0.00
Total monthly$3,875.21$7,392.51$8,149.67
Cash to close$654,114$109,500$109,500