Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$193,232	$193,232	$323,999
Remaining term (yrs)	23.3	23.3	30.0
Secondary amount	$0	$130,767	$0
Funding fee	$0	$0	$0
Note rate	3.740%	3.740%	7.400%
Blended rate	4.590%	5.966%	7.640%
1st payment	$1,033.18	$1,033.18	$2,243.30
2nd payment	$0.00	$871.78	$0.00
Taxes / mo	$254.58	$254.58	$254.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$158.22	$158.22	$64.80
HOA / mo	$85.00	$85.00	$85.00
Total monthly	$1,680.99	$2,552.77	$2,797.69
Cash to close	$166,767	$36,000	$36,000