Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$357,823	$357,823	$463,500
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$105,677	$0
Funding fee	$0	$0	$0
Note rate	3.200%	3.200%	7.400%
Blended rate	4.050%	4.951%	7.640%
1st payment	$1,794.07	$1,794.07	$3,209.18
2nd payment	$0.00	$704.51	$0.00
Taxes / mo	$356.08	$356.08	$356.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$293.85	$293.85	$92.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,610.67	$3,315.18	$3,824.63
Cash to close	$157,177	$51,500	$51,500