Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$153,375	$153,375	$269,910
Remaining term (yrs)	20.6	20.6	30.0
Secondary amount	$0	$116,535	$0
Funding fee	$0	$0	$0
Note rate	4.100%	4.100%	7.400%
Blended rate	4.950%	6.267%	7.640%
1st payment	$915.68	$915.68	$1,868.80
2nd payment	$0.00	$776.90	$0.00
Taxes / mo	$225.58	$225.58	$225.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$134.23	$134.23	$53.98
HOA / mo	$21.33	$21.33	$21.33
Total monthly	$1,446.83	$2,223.73	$2,319.70
Cash to close	$146,525	$29,990	$29,990