Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$331,878$331,878$405,000
Remaining term (yrs)24.124.130.0
Secondary amount$0$73,122$0
Funding fee$1,659$1,659$0
Note rate2.810%2.810%7.400%
Blended rate2.810%3.928%7.640%
1st payment$1,574.13$1,574.13$2,804.14
2nd payment$0.00$548.42$0.00
Taxes / mo$244.08$244.08$244.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$39.33$39.33$39.33
Total monthly$2,007.54$2,555.95$3,318.55
Cash to close$118,122$45,000$45,000