Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$212,902$212,902$360,000
Remaining term (yrs)23.223.230.0
Secondary amount$0$147,098$0
Funding fee$1,065$1,065$0
Note rate3.750%3.750%7.400%
Blended rate3.750%5.487%7.640%
1st payment$1,142.04$1,142.04$2,492.57
2nd payment$0.00$980.65$0.00
Taxes / mo$154.75$154.75$154.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$72.00
HOA / mo$78.00$78.00$78.00
Total monthly$1,524.79$2,505.45$2,947.32
Cash to close$187,098$40,000$40,000