Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$312,167	$312,167	$418,500
Remaining term (yrs)	23.8	23.8	30.0
Secondary amount	$0	$106,333	$0
Funding fee	$0	$0	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.850%	4.904%	7.640%
1st payment	$1,525.47	$1,525.47	$2,897.61
2nd payment	$0.00	$708.89	$0.00
Taxes / mo	$217.50	$217.50	$217.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$256.29	$256.29	$83.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,165.93	$2,874.81	$3,365.48
Cash to close	$152,833	$46,500	$46,500