Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$395,761	$395,761	$504,000
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$108,239	$0
Funding fee	$1,979	$1,979	$0
Note rate	7.030%	7.030%	7.400%
Blended rate	7.030%	7.238%	7.640%
1st payment	$2,702.64	$2,702.64	$3,489.59
2nd payment	$0.00	$721.59	$0.00
Taxes / mo	$161.33	$161.33	$161.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$100.80
HOA / mo	$40.00	$40.00	$40.00
Total monthly	$3,070.64	$3,792.23	$3,958.39
Cash to close	$164,239	$56,000	$56,000