Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$189,650$189,650$378,000
Remaining term (yrs)25.625.630.0
Secondary amount$0$188,350$0
Funding fee$948$948$0
Note rate5.300%5.300%7.400%
Blended rate5.300%6.645%7.640%
1st payment$1,126.16$1,126.16$2,617.20
2nd payment$0.00$1,255.67$0.00
Taxes / mo$171.00$171.00$171.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.60
HOA / mo$189.00$189.00$189.00
Total monthly$1,636.16$2,891.82$3,202.80
Cash to close$230,350$42,000$42,000