Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$217,703	$217,703	$436,500
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$218,797	$0
Funding fee	$0	$0	$0
Note rate	3.280%	3.280%	7.400%
Blended rate	4.130%	5.945%	7.640%
1st payment	$1,098.09	$1,098.09	$3,022.24
2nd payment	$0.00	$1,413.06	$0.00
Taxes / mo	$769.25	$769.25	$769.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$178.05	$178.05	$87.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,212.06	$3,625.12	$4,045.45
Cash to close	$267,297	$48,500	$48,500