Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$140,812$140,812$405,000
Remaining term (yrs)14.514.530.0
Secondary amount$0$264,188$0
Funding fee$0$0$0
Note rate4.810%4.810%7.400%
Blended rate5.660%7.023%7.640%
1st payment$1,121.13$1,121.13$2,804.14
2nd payment$0.00$1,706.21$0.00
Taxes / mo$649.83$649.83$649.83
Insurance / mo$150.00$150.00$150.00
MI / mo$151.19$151.19$81.00
HOA / mo$145.00$145.00$145.00
Total monthly$2,217.14$3,923.36$3,829.97
Cash to close$309,188$45,000$45,000