Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$604,175$604,175$809,100
Remaining term (yrs)24.224.230.0
Secondary amount$0$204,925$0
Funding fee$3,021$3,021$0
Note rate2.800%2.800%7.400%
Blended rate2.800%4.054%7.640%
1st payment$2,855.72$2,855.72$5,602.04
2nd payment$0.00$1,323.47$0.00
Taxes / mo$749.17$749.17$749.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$161.82
HOA / mo$0.00$0.00$0.00
Total monthly$3,821.55$5,145.02$6,729.70
Cash to close$294,825$89,900$89,900