Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$123,742	$123,742	$206,100
Remaining term (yrs)	19.1	19.1	30.0
Secondary amount	$0	$82,358	$0
Funding fee	$0	$0	$0
Note rate	3.850%	3.850%	7.400%
Blended rate	4.700%	6.418%	7.640%
1st payment	$759.30	$759.30	$1,426.99
2nd payment	$0.00	$617.69	$0.00
Taxes / mo	$308.83	$308.83	$308.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$114.72	$114.72	$41.22
HOA / mo	$846.00	$846.00	$846.00
Total monthly	$2,178.86	$2,796.54	$2,773.05
Cash to close	$105,258	$22,900	$22,900