Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$607,832	$566,998
Remaining term (yrs)	27.0	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.960%	7.400%
Blended rate	7.510%	7.640%
1st payment	$4,160.57	$3,925.78
2nd payment	$0.00	$0.00
Taxes / mo	$525.00	$525.00
Insurance / mo	$166.67	$166.67
MI / mo	$287.79	$113.40
HOA / mo	$0.00	$0.00
Total monthly	$5,140.03	$4,730.85
Cash to close	$22,166	$63,000