Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$198,982$198,982$223,200
Remaining term (yrs)27.827.830.0
Secondary amount$0$36,618$0
Funding fee$0$0$0
Note rate6.950%6.950%7.400%
Blended rate7.500%8.180%7.640%
1st payment$1,347.06$1,347.06$1,545.39
2nd payment$0.00$362.36$0.00
Taxes / mo$247.42$247.42$247.42
Insurance / mo$150.00$150.00$150.00
MI / mo$93.27$93.27$44.64
HOA / mo$0.00$0.00$0.00
Total monthly$1,837.75$2,200.11$1,987.45
Cash to close$49,018$12,400$24,800