Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$396,657$396,657$465,300
Remaining term (yrs)27.527.530.0
Secondary amount$0$68,643$0
Funding fee$0$0$0
Note rate6.880%6.880%7.400%
Blended rate7.430%7.662%7.640%
1st payment$2,675.06$2,675.06$3,221.64
2nd payment$0.00$514.82$0.00
Taxes / mo$301.25$301.25$301.25
Insurance / mo$166.67$166.67$166.67
MI / mo$186.54$186.54$93.06
HOA / mo$22.92$22.92$22.92
Total monthly$3,352.44$3,867.26$3,805.54
Cash to close$120,343$51,700$51,700