Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$162,087	$162,087	$382,500
Remaining term (yrs)	10.3	10.3	30.0
Secondary amount	$0	$220,413	$0
Funding fee	$810	$810	$0
Note rate	2.300%	2.300%	7.400%
Blended rate	2.300%	5.441%	7.640%
1st payment	$1,459.46	$1,459.46	$2,648.35
2nd payment	$0.00	$1,423.50	$0.00
Taxes / mo	$354.17	$354.17	$354.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$76.50
HOA / mo	$546.33	$546.33	$546.33
Total monthly	$2,509.96	$3,933.46	$3,775.35
Cash to close	$262,913	$42,500	$42,500