Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$391,817$391,817$427,500
Remaining term (yrs)28.528.530.0
Secondary amount$0$35,683$0
Funding fee$0$0$0
Note rate6.630%6.630%7.400%
Blended rate7.180%7.332%7.640%
1st payment$2,547.60$2,547.60$2,959.92
2nd payment$0.00$267.62$0.00
Taxes / mo$499.75$499.75$499.75
Insurance / mo$166.67$166.67$166.67
MI / mo$182.26$182.26$85.50
HOA / mo$0.00$0.00$0.00
Total monthly$3,396.28$3,663.90$3,711.84
Cash to close$83,183$47,500$47,500