Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$463,086$463,086$598,410
Remaining term (yrs)27.527.530.0
Secondary amount$0$135,324$0
Funding fee$2,315$2,315$0
Note rate6.640%6.640%7.400%
Blended rate6.640%6.948%7.640%
1st payment$3,054.05$3,054.05$4,143.27
2nd payment$0.00$902.16$0.00
Taxes / mo$1,418.58$1,418.58$1,418.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$119.68
HOA / mo$0.00$0.00$0.00
Total monthly$4,639.30$5,541.45$5,848.20
Cash to close$201,814$66,490$66,490