Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$121,421	$121,421	$269,910
Remaining term (yrs)	18.7	18.7	30.0
Secondary amount	$0	$148,489	$0
Funding fee	$0	$0	$0
Note rate	3.670%	3.670%	7.400%
Blended rate	4.520%	6.434%	7.640%
1st payment	$744.94	$744.94	$1,868.80
2nd payment	$0.00	$989.93	$0.00
Taxes / mo	$335.00	$335.00	$335.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$115.06	$115.06	$53.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,345.01	$2,334.93	$2,407.78
Cash to close	$178,479	$29,990	$29,990