Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$189,718	$189,718	$211,500
Remaining term (yrs)	29.1	29.1	30.0
Secondary amount	$0	$33,532	$0
Funding fee	$0	$0	$0
Note rate	6.000%	6.000%	7.400%
Blended rate	6.550%	7.350%	7.640%
1st payment	$1,147.95	$1,147.95	$1,464.38
2nd payment	$0.00	$331.83	$0.00
Taxes / mo	$182.42	$182.42	$182.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$87.76	$87.76	$42.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,568.12	$1,899.95	$1,839.10
Cash to close	$45,282	$11,750	$23,500