Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$254,846	$254,846	$274,500
Remaining term (yrs)	29.3	29.3	30.0
Secondary amount	$0	$34,904	$0
Funding fee	$1,274	$1,274	$0
Note rate	6.220%	6.220%	7.400%
Blended rate	6.220%	6.901%	7.640%
1st payment	$1,574.85	$1,574.85	$1,900.58
2nd payment	$0.00	$345.40	$0.00
Taxes / mo	$634.25	$634.25	$634.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$54.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,359.10	$2,704.50	$2,739.73
Cash to close	$50,154	$15,250	$30,500