Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$191,136	$191,136	$269,100
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$77,964	$0
Funding fee	$0	$0	$0
Note rate	3.300%	3.300%	7.400%
Blended rate	4.150%	5.555%	7.640%
1st payment	$968.32	$968.32	$1,863.19
2nd payment	$0.00	$584.73	$0.00
Taxes / mo	$354.75	$354.75	$354.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$156.61	$156.61	$53.82
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$1,729.69	$2,314.42	$2,521.76
Cash to close	$107,864	$29,900	$29,900