Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$277,117$277,117$422,910
Remaining term (yrs)24.424.430.0
Secondary amount$0$145,793$0
Funding fee$1,386$1,386$0
Note rate2.790%2.790%7.400%
Blended rate2.790%4.586%7.640%
1st payment$1,302.20$1,302.20$2,928.14
2nd payment$0.00$971.95$0.00
Taxes / mo$908.75$908.75$908.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$84.58
HOA / mo$0.00$0.00$0.00
Total monthly$2,377.61$3,349.56$4,088.14
Cash to close$192,783$46,990$46,990