Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$175,313$175,313$369,000
Remaining term (yrs)19.019.030.0
Secondary amount$0$193,687$0
Funding fee$0$0$0
Note rate3.870%3.870%7.400%
Blended rate4.720%6.442%7.640%
1st payment$1,083.91$1,083.91$2,554.88
2nd payment$0.00$1,291.25$0.00
Taxes / mo$350.75$350.75$350.75
Insurance / mo$150.00$150.00$150.00
MI / mo$163.37$163.37$73.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,748.04$3,039.28$3,129.43
Cash to close$234,687$41,000$41,000