Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$279,799$279,799$310,500
Remaining term (yrs)25.325.330.0
Secondary amount$0$30,701$0
Funding fee$1,399$1,399$0
Note rate3.050%3.050%7.400%
Blended rate3.050%3.638%7.640%
1st payment$1,319.55$1,319.55$2,149.84
2nd payment$0.00$230.26$0.00
Taxes / mo$259.92$259.92$259.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.10
HOA / mo$363.00$363.00$363.00
Total monthly$2,092.46$2,322.72$2,984.86
Cash to close$65,201$34,500$34,500