Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$381,165$381,165$620,910
Remaining term (yrs)24.024.030.0
Secondary amount$0$239,745$0
Funding fee$1,906$1,906$0
Note rate2.860%2.860%7.400%
Blended rate2.860%4.748%7.640%
1st payment$1,822.00$1,822.00$4,299.06
2nd payment$0.00$1,548.35$0.00
Taxes / mo$478.42$478.42$478.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$124.18
HOA / mo$0.00$0.00$0.00
Total monthly$2,467.08$4,015.44$5,068.32
Cash to close$308,735$68,990$68,990