Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$327,140	$333,000
Remaining term (yrs)	26.5	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.420%	7.400%
Blended rate	6.970%	7.640%
1st payment	$2,137.86	$2,305.62
2nd payment	$0.00	$0.00
Taxes / mo	$512.42	$512.42
Insurance / mo	$150.00	$150.00
MI / mo	$156.32	$66.60
HOA / mo	$371.00	$371.00
Total monthly	$3,327.59	$3,405.64
Cash to close	$42,860	$37,000