Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$81,677$81,677$367,200
Remaining term (yrs)6.06.030.0
Secondary amount$0$285,523$0
Funding fee$408$408$0
Note rate3.860%3.860%7.400%
Blended rate3.860%6.885%7.640%
1st payment$1,257.16$1,257.16$2,542.42
2nd payment$0.00$1,844.00$0.00
Taxes / mo$145.42$145.42$145.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$73.44
HOA / mo$0.00$0.00$0.00
Total monthly$1,552.58$3,396.58$2,911.28
Cash to close$326,323$40,800$40,800