Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$128,717$128,717$189,000
Remaining term (yrs)26.926.930.0
Secondary amount$0$60,283$0
Funding fee$644$644$0
Note rate6.500%6.500%7.400%
Blended rate6.500%7.297%7.640%
1st payment$843.81$843.81$1,308.60
2nd payment$0.00$452.12$0.00
Taxes / mo$99.83$99.83$99.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$37.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,093.64$1,545.77$1,596.23
Cash to close$81,283$21,000$21,000