Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$98,550	$98,550	$380,700
Remaining term (yrs)	15.9	15.9	30.0
Secondary amount	$0	$282,150	$0
Funding fee	$0	$0	$0
Note rate	3.400%	3.400%	7.400%
Blended rate	4.250%	6.844%	7.640%
1st payment	$666.20	$666.20	$2,635.89
2nd payment	$0.00	$1,822.22	$0.00
Taxes / mo	$177.83	$177.83	$177.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$106.41	$106.41	$76.14
HOA / mo	$35.00	$35.00	$35.00
Total monthly	$1,135.44	$2,957.66	$3,074.86
Cash to close	$324,450	$42,300	$42,300