Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$258,894$258,894$269,100
Remaining term (yrs)26.426.430.0
Secondary amount$0$25,156$0
Funding fee$0$0$0
Note rate6.420%6.420%7.400%
Blended rate6.970%7.404%7.640%
1st payment$1,695.90$1,695.90$1,863.19
2nd payment$0.00$248.94$0.00
Taxes / mo$303.67$303.67$303.67
Insurance / mo$150.00$150.00$150.00
MI / mo$124.01$124.01$53.82
HOA / mo$100.00$100.00$100.00
Total monthly$2,373.57$2,622.51$2,470.68
Cash to close$40,106$14,950$29,900