Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$201,610	$201,610	$373,500
Remaining term (yrs)	23.3	23.3	30.0
Secondary amount	$0	$171,890	$0
Funding fee	$1,008	$1,008	$0
Note rate	3.700%	3.700%	7.400%
Blended rate	3.700%	5.679%	7.640%
1st payment	$1,073.66	$1,073.66	$2,586.04
2nd payment	$0.00	$1,145.94	$0.00
Taxes / mo	$260.92	$260.92	$260.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$74.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,484.57	$2,630.51	$3,071.66
Cash to close	$213,390	$41,500	$41,500