Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$198,990$198,990$539,910
Remaining term (yrs)15.815.830.0
Secondary amount$0$340,920$0
Funding fee$0$0$0
Note rate3.680%3.680%7.400%
Blended rate4.530%6.563%7.640%
1st payment$1,378.12$1,378.12$3,738.23
2nd payment$0.00$2,201.78$0.00
Taxes / mo$277.83$277.83$277.83
Insurance / mo$166.67$166.67$166.67
MI / mo$212.60$212.60$107.98
HOA / mo$43.33$43.33$43.33
Total monthly$2,078.55$4,280.33$4,334.04
Cash to close$400,910$59,990$59,990