Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$349,443	$349,443	$504,000
Remaining term (yrs)	23.8	23.8	30.0
Secondary amount	$0	$154,557	$0
Funding fee	$1,747	$1,747	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.100%	4.603%	7.640%
1st payment	$1,725.71	$1,725.71	$3,489.59
2nd payment	$0.00	$1,030.38	$0.00
Taxes / mo	$373.42	$373.42	$373.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$100.80
HOA / mo	$92.00	$92.00	$92.00
Total monthly	$2,357.79	$3,388.17	$4,222.48
Cash to close	$210,557	$56,000	$56,000