Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$32,866$32,866$162,000
Remaining term (yrs)12.912.930.0
Secondary amount$0$129,134$0
Funding fee$0$0$0
Note rate5.120%5.120%7.400%
Blended rate5.970%7.588%7.640%
1st payment$288.95$288.95$1,121.66
2nd payment$0.00$860.89$0.00
Taxes / mo$154.83$154.83$154.83
Insurance / mo$150.00$150.00$150.00
MI / mo$37.61$37.61$32.40
HOA / mo$0.00$0.00$0.00
Total monthly$631.39$1,492.29$1,458.89
Cash to close$147,134$18,000$18,000