Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$225,247$225,247$413,100
Remaining term (yrs)24.324.330.0
Secondary amount$0$187,853$0
Funding fee$1,126$1,126$0
Note rate2.670%2.670%7.400%
Blended rate2.670%5.094%7.640%
1st payment$1,047.21$1,047.21$2,860.22
2nd payment$0.00$1,252.35$0.00
Taxes / mo$382.50$382.50$382.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$82.62
HOA / mo$125.00$125.00$125.00
Total monthly$1,721.38$2,973.73$3,617.01
Cash to close$233,753$45,900$45,900