Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$598,326$598,326$674,100
Remaining term (yrs)26.526.530.0
Secondary amount$0$75,774$0
Funding fee$2,992$2,992$0
Note rate6.600%6.600%7.400%
Blended rate6.600%6.870%7.640%
1st payment$3,978.60$3,978.60$4,667.33
2nd payment$0.00$568.30$0.00
Taxes / mo$624.17$624.17$624.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$134.82
HOA / mo$463.00$463.00$463.00
Total monthly$5,282.44$5,850.74$6,105.99
Cash to close$150,674$74,900$74,900