Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$168,802$168,802$360,000
Remaining term (yrs)23.423.430.0
Secondary amount$0$191,198$0
Funding fee$0$0$0
Note rate3.680%3.680%7.400%
Blended rate4.530%6.373%7.640%
1st payment$895.13$895.13$2,492.57
2nd payment$0.00$1,274.65$0.00
Taxes / mo$221.92$221.92$221.92
Insurance / mo$150.00$150.00$150.00
MI / mo$138.09$138.09$72.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,405.14$2,679.79$2,936.48
Cash to close$231,198$40,000$40,000