Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$393,873	$393,873	$697,500
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$303,627	$0
Funding fee	$0	$0	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	3.650%	5.435%	7.640%
1st payment	$1,806.40	$1,806.40	$4,829.35
2nd payment	$0.00	$1,960.92	$0.00
Taxes / mo	$645.83	$645.83	$645.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$311.40	$311.40	$139.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,980.30	$4,941.23	$5,831.35
Cash to close	$381,127	$77,500	$77,500