Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$320,284	$320,284	$366,300
Remaining term (yrs)	26.2	26.2	30.0
Secondary amount	$0	$46,016	$0
Funding fee	$0	$0	$0
Note rate	6.330%	6.330%	7.400%
Blended rate	7.180%	7.409%	7.640%
1st payment	$2,084.93	$2,084.93	$2,536.19
2nd payment	$0.00	$345.12	$0.00
Taxes / mo	$104.50	$104.50	$104.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$237.84	$237.84	$73.26
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,577.27	$2,922.39	$2,863.95
Cash to close	$86,716	$40,700	$40,700