Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$251,845	$224,910
Remaining term (yrs)	26.4	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.650%	7.400%
Blended rate	7.200%	7.640%
1st payment	$1,684.63	$1,557.23
2nd payment	$0.00	$0.00
Taxes / mo	$266.42	$266.42
Insurance / mo	$150.00	$150.00
MI / mo	$120.27	$44.98
HOA / mo	$186.00	$186.00
Total monthly	$2,407.32	$2,204.63
Cash to close	$0	$24,990