Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$243,271	$243,271	$346,500
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$103,229	$0
Funding fee	$1,216	$1,216	$0
Note rate	2.660%	2.660%	7.400%
Blended rate	2.660%	4.251%	7.640%
1st payment	$1,129.77	$1,129.77	$2,399.10
2nd payment	$0.00	$688.20	$0.00
Taxes / mo	$539.25	$539.25	$539.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$69.30
HOA / mo	$69.33	$69.33	$69.33
Total monthly	$1,888.35	$2,576.55	$3,226.98
Cash to close	$141,729	$38,500	$38,500