Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$388,071	$388,071	$490,500
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$102,429	$0
Funding fee	$1,940	$1,940	$0
Note rate	6.610%	6.610%	7.400%
Blended rate	6.610%	6.900%	7.640%
1st payment	$2,557.28	$2,557.28	$3,396.12
2nd payment	$0.00	$682.86	$0.00
Taxes / mo	$328.25	$328.25	$328.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$98.10
HOA / mo	$31.67	$31.67	$31.67
Total monthly	$3,083.86	$3,766.72	$4,020.81
Cash to close	$156,929	$54,500	$54,500