Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$183,924	$183,924	$279,000
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$95,076	$0
Funding fee	$0	$0	$0
Note rate	3.230%	3.230%	7.400%
Blended rate	4.080%	5.757%	7.640%
1st payment	$925.05	$925.05	$1,931.74
2nd payment	$0.00	$713.07	$0.00
Taxes / mo	$355.50	$355.50	$355.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$150.94	$150.94	$55.80
HOA / mo	$95.00	$95.00	$95.00
Total monthly	$1,676.49	$2,389.56	$2,588.04
Cash to close	$126,076	$31,000	$31,000