Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$168,981	$168,981	$396,000
Remaining term (yrs)	18.1	18.1	30.0
Secondary amount	$0	$227,019	$0
Funding fee	$0	$0	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	3.650%	6.000%	7.640%
1st payment	$986.35	$986.35	$2,741.82
2nd payment	$0.00	$1,466.16	$0.00
Taxes / mo	$233.67	$233.67	$233.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$146.39	$146.39	$79.20
HOA / mo	$115.00	$115.00	$115.00
Total monthly	$1,631.41	$3,097.57	$3,319.69
Cash to close	$271,019	$44,000	$44,000