Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$126,676	$126,676	$368,910
Remaining term (yrs)	15.8	15.8	30.0
Secondary amount	$0	$242,234	$0
Funding fee	$0	$0	$0
Note rate	3.250%	3.250%	7.400%
Blended rate	4.100%	6.497%	7.640%
1st payment	$850.37	$850.37	$2,554.26
2nd payment	$0.00	$1,564.43	$0.00
Taxes / mo	$296.42	$296.42	$296.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$138.40	$138.40	$73.78
HOA / mo	$10.00	$10.00	$10.00
Total monthly	$1,445.19	$3,009.62	$3,084.46
Cash to close	$283,224	$40,990	$40,990